Inflation Calculator

An inflation calculator shows how rising prices change the value of money over time. It answers two questions: how much will something that costs a given amount today cost in the future, and how much will a sum of money really be worth then, measured in today's prices?

Both matter for planning. A child's education fund, a retirement budget or the price of a house a decade from now all need inflated figures, while savings held in cash slowly lose buying power. Choose a mode, enter an amount, an inflation rate and a number of years, and the calculator shows the result with a year-by-year table.

Prices rise on top of last year's prices, so inflation compounds just like interest. Future cost = today's cost × (1 + inflation)^years. Buying power works the other way: future value in today's money = amount ÷ (1 + inflation)^years.

The RBI targets 4% consumer price inflation, with a band of 2–6%. Long-term plans for education, healthcare or retirement often use 6% or more because those costs have historically risen faster than average prices.